11. Exposure limits for Group borrowers in case of Infrastructure Finance is
a) 50%
b) 40%
c) 20%
d) 15%
12. As per Credit Risk Management Policy on very large exposure, Bank’s entry level sub ceiling for Individual/ proprietary concerns is
a) Rs. 10 crore
b) Rs. 5 crore
c) Rs. 1 crore
d) Rs. 50 lakh
13. As per Credit Risk Management Policy on very large exposure, Bank’s entry level sub ceiling for Partnership firms is
a) 5% of Bank’s net worth as of 31st March of previous year
b) 15% of Bank’s net worth as of 31st March of previous year
c) 5% of Bank’s net worth as of 31st March of current year
d) 25% of Bank’s net worth as of 31st March of current year
14. As per Credit Risk Management policy on very large exposure, Bank’s entry level sub ceiling for Private/Public Limited (singly or in consortium / multiple financing) is
a) 5% of Bank’s net worth as of 31st March of previous year
b) 10% of Bank’s net worth as of 31st March of previous year
c) 5% of Bank’s net worth as of 31st March of current year
d) 25% of Bank’s net worth as of 31st March of current year
15. Bank’s Internal Rating system is a:
a) Six scale (alpha numeric) rating system
b) Four scale (alpha numeric) rating system
c) Ten scale (alpha numeric) rating system
d) Eight scale (alpha numeric) rating system
16. Bank has in all ________ risk rating models which contain ______________ risk factors.
a) 20; both Quantitative and Qualitative
b) 22; both Quantitative and Qualitative
c) 20; only Quantitative
d) 22; only Qualitative
17. CRR Model 4 is applicable to ____________ irrespective of exposure amount.
a) Public Sector Units (PSUs)
b) Traders (General & Agricultural Indirect) & Services
c) Industrial & Hi tech Agricultural activities (excluding PSUs)
d) Agricultural borrowers (excluding Agricultural Indirect & Hi Tech Activities)
18. CRR Model 2 and CRR Model 6 are applicable to exposure:
a) Above Rs 2 lakh to Rs 10 lakh
b) Above Rs 100 lakh
c) Above Rs 10 lakh to Rs 100 lakh
d) Above Rs 50 lakh
19. A Branch has to do the internal assessment of an existing borrower involved in trading activity and having exposure of Rs. 7 crore. Model applicable for this borrower is:
a) CRR Model 1
b) CRR Model 5
c) CRR Model 7
d) None of the above
20. Which of the following is not a Retail model for Credit Risk Rating (CRR)?
a) CRR Model 17
b) CRR Model 18
c) CRR Model 19
d) CRR Model 20
Other Links
Credit Risk Management Policy Part 1
Credit Risk Management Policy Part 3
Credit Risk Management Policy Part 4
a) 50%
b) 40%
c) 20%
d) 15%
12. As per Credit Risk Management Policy on very large exposure, Bank’s entry level sub ceiling for Individual/ proprietary concerns is
a) Rs. 10 crore
b) Rs. 5 crore
c) Rs. 1 crore
d) Rs. 50 lakh
13. As per Credit Risk Management Policy on very large exposure, Bank’s entry level sub ceiling for Partnership firms is
a) 5% of Bank’s net worth as of 31st March of previous year
b) 15% of Bank’s net worth as of 31st March of previous year
c) 5% of Bank’s net worth as of 31st March of current year
d) 25% of Bank’s net worth as of 31st March of current year
14. As per Credit Risk Management policy on very large exposure, Bank’s entry level sub ceiling for Private/Public Limited (singly or in consortium / multiple financing) is
a) 5% of Bank’s net worth as of 31st March of previous year
b) 10% of Bank’s net worth as of 31st March of previous year
c) 5% of Bank’s net worth as of 31st March of current year
d) 25% of Bank’s net worth as of 31st March of current year
15. Bank’s Internal Rating system is a:
a) Six scale (alpha numeric) rating system
b) Four scale (alpha numeric) rating system
c) Ten scale (alpha numeric) rating system
d) Eight scale (alpha numeric) rating system
16. Bank has in all ________ risk rating models which contain ______________ risk factors.
a) 20; both Quantitative and Qualitative
b) 22; both Quantitative and Qualitative
c) 20; only Quantitative
d) 22; only Qualitative
17. CRR Model 4 is applicable to ____________ irrespective of exposure amount.
a) Public Sector Units (PSUs)
b) Traders (General & Agricultural Indirect) & Services
c) Industrial & Hi tech Agricultural activities (excluding PSUs)
d) Agricultural borrowers (excluding Agricultural Indirect & Hi Tech Activities)
18. CRR Model 2 and CRR Model 6 are applicable to exposure:
a) Above Rs 2 lakh to Rs 10 lakh
b) Above Rs 100 lakh
c) Above Rs 10 lakh to Rs 100 lakh
d) Above Rs 50 lakh
19. A Branch has to do the internal assessment of an existing borrower involved in trading activity and having exposure of Rs. 7 crore. Model applicable for this borrower is:
a) CRR Model 1
b) CRR Model 5
c) CRR Model 7
d) None of the above
20. Which of the following is not a Retail model for Credit Risk Rating (CRR)?
a) CRR Model 17
b) CRR Model 18
c) CRR Model 19
d) CRR Model 20
Other Links
Credit Risk Management Policy Part 1
Credit Risk Management Policy Part 3
Credit Risk Management Policy Part 4
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